« Back to News

Why Cohabiting Couples Should Consider a Cohabitation Agreement

06 August 2025

In recent years, more couples are choosing to live together rather than marry.

Unfortunately, many believe that cohabiting grants the same legal rights as marriage, a misconception rooted in the myth of “common law marriage.” This simply isn’t true. Unmarried couples in England and Wales have very limited legal protection, unless they have put formal agreements in place.

However, naming your partner on the property title or even contributing financially doesn’t guarantee legal protection when the relationship ends. That’s why a cohabitation agreement is invaluable.

A Cautionary Tale

When WWE superstar and actor John Cena made headlines with his 75-page cohabitation agreement, many people were surprised. The contract, reportedly covering everything from house chores to guest rules, seemed excessive, but it sparked a valuable conversation about an issue often overlooked: cohabitation agreements.

We recommend a balanced and respectful approach, designed to protect your interests without overcomplication.

What is a Cohabitation Agreement?

A cohabitation agreement is a legally binding contract designed for couples living together without marrying or entering into a civil partnership. It sets out your rights and commitments covering asset division, contributions, children, and other responsibilities if the relationship ends.

It can also formalise what happens if one partner makes additional investments, such as funding home improvements or deposits not reflected in ownership documents.

Why Consider a Cohabitation Agreement?

1. Clarity and Peace of Mind
   Putting expectations in writing from the outset avoids emotional and financial uncertainty later on.
2. Protect Your Contributions
   Whether it’s rent, renovations, or mortgage payments, a clear agreement recognises each party’s input, ensuring fairness if things change.
3. Protect Your Home and Savings
   Without marriage, legal rights to property or savings are not automatic. An agreement provides clarity and reassurance.
4. Avoid Costly Disputes
   When a relationship breaks down, disagreements about ownership and contributions can quickly become legal battles. A cohabitation agreement helps minimise that risk.

How We Can Help You

We recommend a balanced and respectful approach, designed to protect your interests without overcomplication.

We offer expert, approachable legal support for couples in Dorset and beyond based from our office in Bournemouth.

Our Family Law team can help you:

• Draft a bespoke cohabitation agreement tailored to your circumstances
• Clarify contributions from household bills to property investments
• Plan for children or pets, should that become relevant
• Avoid disputes through clear communication and legal foresight

Ready to Secure Your Future?

A cohabitation agreement isn’t about expecting things to go wrong, it’s about being responsible, fair, and prepared. If you're moving in together, buying property jointly, or simply want certainty around your contributions, now is the time to talk.

Our Family Law team will guide you through every stage, from your first consultation to the final agreement ensuring everything is tailored to your unique situation.

If you're ready to take the next step, we’re here to help.

Call our office on 01202 294411 Email: kingsway@absolicitors.com

 

 

 

---

Further Information